Money Budget

As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall.

For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted.

Hi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats. It was only during the December 2021 lockdown that I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder.

The economy is always changing, but some things are eternal! Economics for Dummies, 3rd Edition, gives you everything you need to understand our rapidly evolving economy as well as the basics that never change. What's the best way to fight poverty? How can governments boost employment and wage growth? What can be done to protect endangered species and the environment?

Do you fear your child might grow up clueless about budgeting, saving, and investing in a world where money talks louder than ever? Are you struggling to find ways to make financial lessons engaging for your kids? Have you ever struggled to explain why saving is important to your wide-eyed, why-filled child? Imagine your child confidently making informed financial decisions, setting ambitious yet achievable goals, and building a foundation of wealth that could last a lifetime.

The International Living Guide to Retiring Overseas on a Budget provides a detailed guide to one of the least known but most effective retirement strategies in today's chaotic economic environment: retiring abroad. The premise is simple: Enjoy a happier, healthier, more fulfilling retirement than you could possibly afford in the US or Canada by finding the right overseas retirement haven. The audiobook reveals those affordable havens and the strategies for successfully making the move that could save your retirement.

What's the first thing you think of when you hear the word budget? It's a meager little word, one that all too often comes after tight. Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. Budget brings to mind rationing, a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?

Renowned blogger, podcaster, speaker, and Founder of Inspired Budget Allison Baggerly delivers a powerful and effective blueprint to saving, budgeting, and investing your way to a brighter financial future. You’ll discover saving, income, business, and debt-reduction tips as you identify your “money pattern” and break bad habits....

Minimalist Budget: 30 Days to Minimalism explores the finer detail of what it means to live as a minimalist. Is your financial life one debt away from totally sinking into the deep? Do you admire the manner in which certain minimalists go about their lives, and would like to give it a try? Well, you picked the right book. Many of the questions that may have hindered you from living less are met, in this book, with adequate and satisfactory answers. 

In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.

With the recent cost of living crisis, we are all looking for ways to cut bills and save money. Ann Russell, who is best known as 'TikTok's Auntie', has lived much of her life on a tight budget, and since energy bills first started rising, has been answering fan's questions not just about cleaning but about all kinds of ways to economise. Following on from her first book, How to Clean Everything, in How to Save Money Ann will share her advice on the best ways to save money and cut back in all sorts of areas.

Learn how Jack Gray, a successful and ambitious entrepreneur with an MBA, hit rock bottom financially but turned it all around and gained more wealth than he ever dreamed,within just a few months! He now spends his time sharing the tools and strategies he created to live his financial dreams.

In a time of such economic uncertainty, it has never been more important to take control of your money. For over 40 years, Money Box has been arming you with the most up-to-date knowledge, giving you the confidence to take on the financial world. From understanding credit cards and buying your first flat to investing, relationships and finance, and will writing, Paul Lewis' Money Box gives you the tools to balance your budget, grow your bank balance and live a better financial life.

There's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money.

The Automatic Millionaire starts with the powerful story of an average American couple (he's a low-level manager, she's a beautician), whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings.

Lay the groundwork for a secure financial future while you're still young and enter your adult years miles ahead of your peers. Discover the vital skill most curriculums miss—money management. This teen-friendly guide demystifies finance, empowering you to make smart financial choices for a future brimming with success.

Do you find yourself worrying about money? Overspending? Living pay check to pay check? Unable to stick to a budget? If so, Minimalist Budget: The Ultimate Guide to Save Money, Minimise Spending and Manage Finances! by Paul Lucas is THE book for you! Living a minimalist life is a new trend emerging from a world of consumerism and overindulgence. This book will show you a new approach to managing your finances, teaching you where to spend, and how to save. It is not about scrimping and scrounging, it is about creating a life you love!

Are the adults in your life stressed out about money? It’s not surprising – one survey found that over half of American adults say their financial worries have a negative impact on their mental health. With adulthood looming just around the corner, that’s enough to freak most young people out… But this doesn’t have to be you. You can unlock the secrets decades earlier than your parents did, stepping into adulthood with a far better understanding of money than most adults – and the skills you need to make sure you always have enough.

The Ultimate Finance Book gives you everything you need to understand finance and accounting. It is a dynamic collection of essential skills covering the topics that will help you make a seismic impact upon your performance - faster than you ever thought possible. If you want to be the best, you have to have the right skillset. From balance sheets and profit statements to cash flow, budgets and forecasts, The Ultimate Finance Book is a dynamic collection of tools, techniques and strategies for success.