In this episode, we dive into the big question on everyone’s mind: Will lower mortgage rates actually fix the housing market? While reduced rates can improve affordability for buyers, they might also fuel intense bidding wars, driving up home prices even more. So how do we really solve the housing supply crisis?

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

How the Fed rate cut impacts mortgage rates for homeowners and buyers? How to take advantage of lower mortgage rates? What is redlining in real estate and why it’s harmful? The importance of fair lending practices and equal access to home loans.

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

Are you planning to build your dream home or invest in a custom-built property? In this episode, I break down everything you need to know about construction mortgage loans. Whether you're a first-time home builder or a seasoned real estate owner, understanding the ins and outs of construction financing is crucial for making informed decisions.

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

We reveal the top 5 homebuying mistakes to avoid to ensure a smooth and successful mortgage process. Whether you're a first-time homebuyer or experienced in real estate, these essential tips will help you make informed decisions and avoid common pitfalls. Learn why getting pre-approved is crucial, why you don’t need 20% down, and how maxing out credit cards or making large purchases like a car can jeopardize your loan approval. Stay on track with your homebuying journey by avoiding these critical mistakes.

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Welcome back to The Mortgage Guy Podcast! In today's market update, we're tackling two hot topics: whether now is the right time to refinance your home and the significant changes coming to land contracts.

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Welcome back to The Mortgage Podcast! 📺 In today's video, we're diving into the recent settlement involving the National Association of Realtors (NAR) and what it means for current and prospective homebuyers. 🏡

-Overview of the NAR Settlement: What happened and why it matters. Impact on Homebuyers: -How this settlement might affect your home buying journey.

-Changes in Realtor Practices: New rules and regulations that could shape your experience.

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

Welcome to The Mortgage Guy podcast! 🎉 In today’s video, we reach into the podcast vault and re-introduce you to Ray Kline from GemCap Equity Management, the innovative financial company designed to help you take control of your debt repayment. Whether you have a mortgage, car loan, or other types of debt, GemCap's bi-weekly payment system allows you to build equity faster and pay off your loans sooner.

Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301