Overview: We provide an update on the Montana LLC loophole scam, highlighting recent enforcement actions and government responses to this evasion scheme.

Background:

• The Montana LLC loophole involves forming an LLC in Montana to avoid state-specific car title requirements, sales taxes, or inspections.
• Montana's minimal requirements for inspections and lack of sales tax make it an attractive option for those looking to bypass regulations.

Recent Developments:

• Enforcement actions are increasing as states, including California, crack down on this practice.
• States are targeting individuals who use Montana LLCs to evade local regulations and taxes.

How States Are Addressing the Issue:

• Accessing DMV Records: States access Montana DMV records to trace corporations and identify out-of-state residents.
• Automated License Plate Readers (ALPR): ALPRs monitor license plates and flag those from Montana if they repeatedly appear in other states.
• Insurance Scrutiny: Insurance companies investigate discrepancies between the registered location of a vehicle and its actual use, potentially leading to denied claims or policy cancellations.

Consequences:

• Enforcement includes tax evasion fines and potential prison sentences for severe cases.
• States are collaborating with DMV commissioners and local police to monitor and investigate suspicious registrations.

Advice:

• Avoid using the Montana LLC loophole to evade taxes or inspections.
• Seek legal advice if considering alternative registration methods to ensure compliance and avoid penalties.

Conclusion:

• The Montana LLC title loophole is under serious scrutiny, and individuals using it may face significant legal consequences.
• Stay informed and consult with legal experts to navigate complex vehicle registration and tax laws.

Additional Resources:

• For more information and assistance, click the link below.
• Explore other videos on our channel for additional insights into resolving vehicle registration and legal issues.

Introduction to Business Traffic:

• Traffic is the lifeblood of any business, whether it's showroom traffic, foot traffic to your location, or website traffic.
• Even with a 100% closing ratio, having no traffic means 100% of zero is still zero.

Importance of Traffic:

• To boost sales, you need traffic. Increasing traffic means you don’t need to focus as much on closing ratios.
• Generating traffic is more challenging than ever, and there are clear strategies to achieve it.

SEO Challenges:

• SEO is crucial but highly competitive. Many companies vie for top spots on Google, making it nearly impossible to rank in the top positions.
• Success in SEO is like playing the lottery; only a few get significant traction.

Three Key Pathways to Increasing Traffic:

1. Content Volume Production:
   • Consistently produce a high volume of content: blogs, videos, social media posts.
   • Saturate your market area with hundreds or even thousands of traffic generators.
   • Relying on a few posts or videos won’t be enough; aim for substantial content output.
2. Paid Search:
   • Use paid search options like Google, Facebook, and Instagram.
   • Ensure a clear Return on Investment (ROI); for every $100 spent, aim to generate $500-$600 in sales.
   • Track your ad performance carefully to avoid wasting money.
3. Offline Marketing Opportunities:
   • Explore traditional marketing methods such as postcards, direct mail, billboards, and electronic media like radio and TV.
   • Sometimes these methods can be more cost-effective compared to online ads.
   • For example, a billboard might reach 45,000 people a day for a lower cost than a similar digital ad campaign.

Tracking ROI:

• Essential to measure the effectiveness of all marketing efforts to ensure you’re getting value for your money.
• Offline marketing like direct mail can be very effective if targeted correctly.

Conclusion:

• Successful marketing requires a layered approach that includes but is not limited to SEO.
• Look beyond SEO to other opportunities where competitors might not be focusing.

Additional Resources:

• For more personalized advice, consider live one-on-one consultations with licensed experts in various fields.
• Visit actualhuman.com for access to licensed private investigators, commercial insurance brokers, real estate title examiners, civil court mediators, and general contractors.

Cyber Security Risk Overview:
Ransomware is on track for its highest grossing year ever, with the average ransom payment rising significantly.

Current Statistics:

• Median ransom payment in 2023: $200,000.
• Median ransom payment in 2024: $1.5 million.
• Total ransomware payments in 2024: $75 million, compared to $37.5 million in 2023.

Trends in Ransomware:

• Ransomware gangs are demanding larger payouts.
• Hackers are increasingly targeting companies with substantial financial resources.

Prevention Strategies:

• Active Monitoring: Essential for detecting and preventing attacks.
• Best Practices: Implementing security protocols can significantly reduce risk.
• Response Team: A quick and effective response team can mitigate damage even after an attack begins.
• Recommendations:
  • Regularly conduct drills to test response plans.
  • Maintain ongoing best practices and active monitoring.

Consultation Availability:

• Access to live, one-on-one consultation with licensed experts in various fields including cyber defense, insurance, and business development.

Call to Action:

• For questions or comments about the episode, use the link below to get in touch.
• Explore more topics with expert guidance through the provided link.

Thank you for tuning in! If you find this content valuable and wish to delve deeper, click the link below to connect with an expert.

Description:

• Clean Technica has published an insightful article on purchasing used electric vehicles (EVs). They address whether it's wise to buy a used EV and provide valuable advice for potential buyers.

Key Takeaways:

• Range: Look for an EV that had a minimum of 250 miles of range when it was new. This ensures the vehicle was designed with serious EV considerations and avoids early models with subpar range.
• Cooling System: Ensure the EV has liquid cooling for the main battery. Unlike air cooling, which is less effective in hot weather, liquid cooling will maintain optimal battery temperature even in high temperatures.

Why These Factors Matter:

• Vehicles with at least 250 miles of range and liquid cooling systems are more likely to provide a better and more reliable experience.
• Understanding these features can help you avoid issues with EVs that might not meet your needs or expectations.

Used EVs as a Good Deal:

• The depreciation on used EVs is significant, making them an affordable option for secondary or commuter vehicles.
• For daily use or as a college vehicle, a used EV can be a practical choice, provided you follow the key considerations mentioned.

Consultation Available:

• For personalized advice, visit actualhuman.com to schedule a live one-on-one consultation with an expert. Our services cover various fields including investigations, insurance, legal matters, and business development.

Contact Us:

• If you have any questions or comments, please leave them in the link below.
• Explore our range of expert consultations to dive deeper into any subject.

Introduction

• One of the most common terms in our car title division is "abandoned vehicle." Clients often use this term when they've acquired a vehicle without a title and want to call it abandoned to obtain a title.

Common Misconception

• People mistakenly believe that if a vehicle is abandoned, they can claim it as their own through a "Finders Keepers" approach. However, vehicles are not subject to such rules.

Reality Check

• Most vehicles are not truly abandoned. They might have been purchased, traded, or inherited. The previous owner didn't simply leave it behind. Abandoned vehicles do not have a straightforward path to ownership.

Example from New Jersey

• New Jersey's procedure for abandoned vehicles on private property:
  • Vehicles must be auctioned.
  • Detailed steps include:
    • Submitting forms (OSS SS1 137) to request auction permission.
    • Conducting a title search in New Jersey and surrounding states.
    • Providing a notarized statement detailing how you acquired the vehicle.
    • Publishing notices in newspapers and to the local police department.
    • Waiting for a 90-day notice period before the auction.
    • Documenting the auction process thoroughly.

Challenges of the Abandoned Vehicle Process

• The process involves extensive paperwork, waiting periods, and potentially complex procedures that may include certified affidavits and title searches in multiple states.

Alternative Methods

• If you acquired a vehicle without proper documentation, there are better methods to obtain a title than calling it abandoned. Consult with experts for guidance on alternative options.

Expert Consultation

• For more information, visit cartitles.com or contact us for a consultation with a certified title agent or other licensed professionals.

Conclusion

• Avoid using the term "abandoned" for vehicles if it doesn’t truly apply. There are better and less complex ways to handle title issues.

Call to Action

• Leave a comment or contact us through our website for questions about vehicle titles. Access live one-on-one consultations with licensed experts in various fields.

Introduction:

• Recent developments regarding the titling and registration of Japanese mini trucks and cars.
• Discussion based on an article from ARS Technica, a highly respected automotive resource.

Key Points:

• State Actions:
  • Massachusetts joins other states like Alabama and Arkansas in banning these vehicles due to safety concerns.
  • Some states allow limited use of these vehicles, such as on farm roads or low-speed roads, but many are increasingly restricting them.
• Import Exemptions vs. Registration Exemptions:
  • Federal exemption allows import of vehicles older than 25 years without compliance with Federal Motor Safety Standards.
  • This exemption does not ensure that states will allow these vehicles to be titled and registered for road use.
  • It's possible to import these vehicles, but state regulations may still prohibit their use on public roads.
• Considerations for Buyers:
  • Before purchasing a Japanese mini truck or car, check if your state allows titling and registration.
  • Be aware that even if a state permits registration now, regulations can change, potentially restricting use in the future.

Expert Consultation Offer:

• For personalized advice, consult with licensed experts through Actual Human.
• Available experts include private investigators, commercial insurance brokers, real estate title examiners, civil court mediators, and general contractors.

Conclusion:

• Ensure thorough research on local regulations before buying these vehicles.
• Contact experts if you need guidance or have specific questions about your situation.

Is Artificial Intelligence competent to give you good advice?

• The big question: Should you rely on AI, or do you still need human consultation? Many companies and individuals are debating the use of AI for providing advice.

Microsoft's Warning:

• According to a press release from Microsoft, one of the largest AI providers, AI services should not be taken too seriously.
• Microsoft states that AI services are "not designed or intended to be used as a substitute" for human advice in matters of consequence.

Human Expertise Matters:

• For decisions that impact your life, Microsoft's official stance is that AI should not replace professional human consultation.
• The legal terms and conditions suggest that for critical decisions, you should consult a human expert.

What are your thoughts on AI?

• Have you used AI for advice? How does it compare to getting advice from an actual human?

Access to Live Expert Consultation:

• At ActualHuman.com and Describe.TV, you have access to live, one-on-one consultations with licensed experts.
• Fields of expertise include investigations, insurance, surety bonds, civil court mediation, real estate records research, business development, marketing, and more.

Why Human Consultation Matters:

• Unlike YouTube, where you can't ask a video a question, you can get real-time answers and guidance from certified professionals.

Call to Action:

• If you find this content valuable and want to dive deeper into a subject, follow the link below for live consultation with an expert.

Episode Summary: In this episode, we explore the growing issue of "zombie loans" and liens—old debts or judgments that resurface long after they were thought to be resolved. Learn how to address these issues to prevent future problems and ensure that your records accurately reflect the status of your loans.

Key Points Covered:

• Introduction to Zombie Loans:
  • Definition and explanation of zombie loans and liens.
  • How they can resurface despite being cleared or charged off.
• Real-World Example:
  • Case study of a California woman who faced issues with a mortgage she thought was resolved.
  • Importance of official record updates to avoid future disputes.
• Understanding Official Records:
  • How official records (e.g., vehicle titles, property deeds) need to be updated.
  • The role of government records in maintaining the validity of liens and judgments.
• Steps to Take:
  • How to file for a lien release or mortgage release.
  • The importance of sending documents via mail to the official lien holder.
  • What to do if the lien holder is unresponsive or out of business.
• Further Actions:
  • Filing a court petition if necessary.
  • Ensuring records are updated to avoid future complications.
• Why This Matters:
  • Potential consequences of not updating records (e.g., unexpected collection attempts).
  • Real-life examples of how unresolved liens can impact property ownership and financial stability.
• Additional Resources:
  • Visit leanrelease.com for instructions on preparing and sending lien release packages.
  • Schedule a one-on-one consultation with a lien release agent for personalized advice.

Call to Action:

• Get more information on handling zombie loans and liens.
• Book a one-on-one live consultation with experts in various fields (e.g., real estate, insurance, mortgage) at actualhuman.com.

Episode Outro:

• Thank you for tuning in to Actual Human Advisory on Describe TV.
• Stay informed and proactive about managing your financial and legal records to avoid future issues.