We're back with another 20 minute timer episode – this time we're trying to share our best travel hacks, but end up spending way too long talking about our Qantas plane food bingo before our booking in the recording studio was up. We'll finish giving you our best hacks another day, promise!

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It's Gemini season, which means it's my birthday month, and so it's time for one of your favourite episodes: the birthday ep! Usually, I do something like 30 things I've learned by 30, but now I'm 34, it's getting HARD to come up with 34 things. So instead, I'm taking you through 5 big lessons from my thirties in general, now that I'm well and truly settled in, buckled up and hurting towards my mid thirties at pace.

Highlights:

• How your 20s are different to your 30s
• Why your values matter more than anything
• The opportunities of your 30s that are not to be missed
• Why we shouldn't be trying to stop comparison altogether, but instead manage it better
• The benefits of seeing compounding efforts pay off

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We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a social and financial perspective, and the broader context of our culture of convenient food delivery.

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Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisdom. This week we're unpacking the dilemma of whether or not to use a voucher or a store reward, what to do when a considered purchase ends up being really disappointing, and what happens when you're on a wardrobe no-buy but you hate everything you own.

Got a dilemma? Send it to podcast@thebrokegeneration.com with Emma's Dilemma in the subject line.

Mentioned in this episode: https://thebrokegeneration.com/blog/episodes/financial-red-flags-in-a-relationship-with-respect-victoria/

Where to find me:

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money!

https://amzn.to/4jnBupb

**Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe

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Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour.

In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners.

Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning

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In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt.

Highlights:

• Treating your emotions like they're a toddler having a tantrum
• Understanding the role of your sabotage behaviour
• Observing what your mind wants to do and why
• Using strategic permission to hold two truths at once and gradually shift your behaviour when you're ready.

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We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope).

In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes.

Highlights:

• The dangerous 'aestheticification" of our every aspect of our lives
• Are fast homewares just as bad as fast fashion?
• Are our clothes really wearing out, or are we just not mending them?
• The sinister meaning behind Temu's tagline "shop like a billionaire"

Where to find Emma

Website: https://thebrokegeneration.com/

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In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms.

Episode Highlights:

• The reality of social media credit card points discourse versus actual travel rewards
• How having children with special needs changes financial priorities and perspectives
• Navigating home loans for diverse relationship structures and non-traditional buyers
• Why understanding what you want your life to look like should inform property decisions
• Government schemes that can help first home buyers and single parents enter the market

Where to find Jess:

Instagram: @lendingsolved

Website: https://www.lendingsolved.com.au/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money! https://amzn.to/4jnBupb

See omnystudio.com/listener for privacy information.