In this episode, Marty Becker breaks down the different annuity income payout options to help you make informed decisions about your retirement. He explains key terms like Lifetime Income Rider (LIR), Guaranteed Minimum Benefit (GMWB), and Single Premium Immediate Annuities (SPIAs). You'll also learn about various payout choices, including life only, life with return of premium (ROP), installment refund, and term certain options. Whether you're looking for higher income or a way to leave something behind for your loved ones, this episode simplifies it all.

Tune in to find the best annuity strategy for your needs!

In this episode, we take a close look at the Athene Performance Elite and Elite Plus annuities. If you've been offered one of these, or if you're curious about how they work, this episode is for you. We’ll break down the different term lengths (7, 10, and 15 years), explain bonuses, fees, and withdrawal options, and help you understand what these annuities are really designed for. Whether you're looking to grow and protect your money or plan for income, this episode will give you clear answers and help you decide if this product is the right fit for your financial goals. Tune in to learn more!

In this episode, Marty Becker breaks down the 4 percent rule—a common rule of thumb for retirement withdrawals—and explains why it might not be the best option for today’s retirees. Marty explores how this rule was created, why some experts are suggesting higher withdrawal rates, and the risks involved.

More importantly, he introduces a powerful alternative: income annuities. Learn how annuities can provide more guaranteed income in retirement and offer greater financial stability, even in uncertain markets. Marty walks you through real-life examples, showing how you could get nearly 90% more spendable income using annuities, all while protecting the rest of your savings.

If you’re planning for retirement or already there, this episode will help you rethink your strategy and get the most out of your hard-earned savings.

Tune in now to discover how you can secure a better retirement future!

Are you feeling lost with all the conflicting market advice out there? One day, everything’s fine, and the next, they’re predicting a crash. It’s frustrating, right?

But what if you didn’t have to worry about what the market is doing? What if you could just relax, knowing your retirement income is secure no matter what?

That’s what I’m talking about in our latest podcast episode and blog post.

In this episode, I break down why market predictions are so unreliable and how annuities can give you the peace of mind you need. Here’s what you’ll learn:

• Why even the experts can’t agree on what the market will do next.
• How annuities provide guaranteed income, so you don’t have to stress about market ups and downs.
• The simple way to protect your retirement and enjoy life without financial worries.

In this episode, Marty Becker dives into the power of income annuities and how they can significantly enhance your retirement portfolio. Learn why leading economists agree on the importance of annuities, how they provide more income per dollar invested, and the unique ways they protect against risks like market volatility and outliving your savings. If you’re planning for retirement, this episode is a must-listen for ensuring your financial future.

In this episode, we talk about why some people don’t use guaranteed income annuities for their retirement, even though these tools can give you safety, security, and peace of mind. We explore the top six reasons why people might hesitate, like feeling overwhelmed by choices or being afraid of locking up their money.

We also explain how to overcome these concerns and show how annuities can actually make your retirement stronger. If you’re thinking about your future and want to make smart decisions, this episode is for you!

In this episode, Marty Becker talks about long term care riders in annuities. He explains what a long term care rider is and how it works. A long term care rider can help if you ever need extra care, like in a nursing home, by doubling your income payment from your annuity.

But Marty also shares some important things to think about. Most people might not actually get to use this benefit because it depends on having money left in your annuity when you need the care. Marty explains why this might not happen and why choosing an annuity with a long term care rider could actually cost you more money over time.

He also talks about better options, like getting long term care insurance, which can provide more protection if you ever need it.

If you’re thinking about your future and planning for long term care, this episode is full of helpful advice to make sure you make the best choice.

In this episode, we dive into a video made by Dave Ramsey where he talks about retirement withdrawal rates. We point out the problems with his advice, especially the difference between average returns and actual returns. We also explain why understanding the order of your returns (called the sequence of returns) is super important when you retire. Plus, we discuss safer ways to plan your retirement income, like using income annuities.