For a really long time, we’ve been told to trust traditional financial instruments — stocks, bonds, mutual funds, and 401(k)s managed by others. But the truth is, these aren’t the best ways to build long-term wealth.

Many people are investing in things they don't fully understand, allowing big banks and financial institutions to profit at their expense. Traditional investment routes don’t have your best interests at heart, especially when we factor in the substantial fees and interest payments that eat away at potential returns.

Instead of building wealth, these conventional paths can often leave you with less than you started. But we don't have to play by those rules. What if you could be your own bank? How can you recapture the money you pay out in interest, instead of giving it to a bank or lender?

In this episode, I discuss how to build wealth using your 401k or Infinite Banking Policy to become your own bank, allowing you to pay off debt, recapture interest, and invest by taking loans, ultimately keeping wealth within your own system. I also introduce former NFL player Arthur Marshall, who shares insights on his football career, real estate investing, and opportunities with the IPG Fixed Income Fund.

Things You’ll Learn In This Episode

The 5%

Only 5 out of 100 people achieve financial stability by retirement, despite widespread opportunities. What factors prevent most people from reaching financial security in a world full of opportunities?

Front window focus

Focus on the future and your goals, not the past, to drive progress and success. How do we make sure we’re looking through the front window, instead of being focused on the rearview mirror when it comes to achieving your goals?

Get 99% of the job done

Consistently focusing on your goals and putting in that extra 5% brings you closer to success. How do we keep the focus and the faith when it comes achieving the goals we have set for ourselves?

Guest Bio

Arthur James Marshall Jr. is a former American football wide receiver in the NCAA and the National Football League. Marshall played for the Denver Broncos for two years and the New York Giants for three years. He played college football for the University of Georgia and is a member of the University of Georgia Football Hall of Fame.

Following his collegiate gameplay, Marshall was signed by the Denver Broncos as an undrafted free agent from 1992 to 1993. Marshall was then signed by the New York Giants from 1994 to 1996.

Arthur James Marshall graduated from the University of Georgia in 1991 with a degree in Business Administration and a major in Real Estate. He began his career in the construction and development industry in 1999.

Marshall’s companies have built multi-family duplexes, townhomes, apartments, 1000 square-foot patio homes, and over 10,000 square-foot mansions in his home state of Georgia. He has also built many homes in South Carolina and Tennessee.

Find Arthur on LinkedIn @Arthur Marshall

Visit https://arthurmarshallnfl.com/

Visit https://ipgfixedincomefund.com/

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

If you’re like most people, you’ve probably noticed how little traditional banking actually benefits you in the long run. Appearances aside, banks don’t operate with your best interests at heart. They make choices to maximize their own growth—often at your expense.

While banks encourage you to save and play it safe, they take your money and invest it to generate massive returns for themselves. Why would they tell you to do the opposite of what they do?

Have you ever asked yourself why banks push us into strategies that benefit them but not us? What if there were a way to reclaim control and finally make money work in your favor?

This is where the Infinite Banking Concept comes in. Instead of being caught in the cycle of dependence on banks that don’t serve you, Infinite Banking enables you to become your own bank, using a strategy that allows you to grow your wealth while keeping full control.

In this clip, investor and host of The Mr. Burr Show Podcast joins me to talk about how Infinite Banking can completely shift your financial future and what it means to be your own bank and build wealth on your own terms.

Things You’ll Learn In This Episode

-Work on yourself to become more valuable

Investing in personal growth expands our knowledge and increases our value. Why is personal development the ultimate business advantage?

-Misconceptions about inflation

Inflation isn't just about rising prices; it's also influenced by the decreasing purchasing power of money. What else are people mistaken about when it comes to inflation and what it truly means?

-What banks don’t want you to know

Banks benefit from Bank-Owned Life Insurance (BOLI) by gaining tax-advantaged income and offsetting employee benefits costs, though it’s a lesser-known strategy. Why is this so?

Guest Bio

Devin Burr began his career in mortgage refinancing in 2005 and later worked at Quicken Loans before leaving his corporate job in October 2019 to pursue real estate investing full-time. By March 2020, he had completed seven deals, all through strategic networking. When the pandemic hit, Devin discovered the concept of Infinite Banking on a podcast and was inspired by its potential to fund real estate deals. Intrigued, he dove deeper into Infinite Banking, and by December 2020, he began sharing his insights on TikTok, quickly building a following.

Devin’s journey took a dramatic turn from 2016, when he faced bankruptcy with only $300 to his name. By mastering Infinite Banking and combining it with real estate investment, he reached millionaire status by the end of 2020 and became a multimillionaire by 2021. Today, he dedicates himself to teaching others the transformative power of “becoming your own bank,” empowering people to reclaim control over their finances and build wealth

Visit https://go.mrbrrrr.com/

Follow Devin on Instagram @mr_brrrr

Subscribe to Devin’s YouTube Channel @Mr_brrrr

Follow Devin on TikTok @mr_brrrr

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Most people think the more they offer, the more money they’ll make. But here’s the reality: some of the most successful brands are built by going deep, not wide. Instead of trying to serve everyone, they pick a lane, stay in it, and completely own that space.

Zeroing in on one thing is often the key to scaling your business faster. When you narrow your focus, you don’t just streamline your efforts—you create a reputation for excellence, a brand that people remember and seek out.

So, ask yourself: Are you spreading yourself too thin trying to be everything for everyone and missing out on being seen as the expert? Could saying "no" to certain clients actually lead to higher profits and a stronger reputation?

In this episode, I sit down with personal injury attorney William Mattar, who’s done exactly that. Known for his “Hurt in a Car? Call William Mattar” branding, he shares how focusing on one specialty helped him achieve household-name status. We talk about the strategies he used to build a memorable brand that doesn’t rely on constant client-chasing but instead brings clients to him, ready to trust his expertise.

Things You’ll Learn In This Episode

-Why going all-in on one niche works

Focusing on a single niche helps build a stronger reputation and attracts the right clients who value your expertise. Could narrowing your focus be the key to finally scaling your business?

-The art of saying “no” for greater success

Turning down certain clients may seem counterintuitive, but it can lead to a more profitable and respected business. What if saying “no” could actually create better opportunities?

-Building a brand that clients seek out

Instead of constantly chasing new clients, creating a memorable and trusted brand can keep clients coming to you. How do you make your brand so recognizable that people come to you first?

Guest Bio

William Mattar is an attorney and founder of a successful law firm known across the state for its expertise in auto injury cases. From his early days running a general practice, William realized that niching down to one focus was the key to outpacing the competition. Today, his firm’s branding is unforgettable, with the iconic line, “Hurt in a Car? Call William Mattar.” He combines top-notch legal knowledge with savvy marketing and a compassionate approach, helping clients recover while keeping his firm at the forefront of the personal injury field. To learn more, visit https://williammattar.com/.

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

When it comes to money, we’re often taught to play it safe. Hold on to what we have, avoid taking too many risks, and trust that our money will grow where we’re advised to put it.

What if that advice isn’t really in your best interest?

Here’s the issue: simply holding on to your money without a plan for strategic growth can leave you vulnerable—especially during times of tragedy. Imagine believing you’re financially secure, only to discover you’re not prepared for life’s unexpected challenges.

While we can’t stop life’s hardships, wouldn’t it be empowering to know your finances are secure, no matter what happens? Being your own bank offers that control, turning even difficult situations into moments of opportunity and resilience.

How can we ensure our family’s future is protected? Can positivity emerge from tragedy? And how does becoming your own bank help create this financial safety net?

In this episode, James Miles, owner of a Residential Assisted Living and Memory Care home in Carmel, Indiana, joins me to discuss how becoming your own bank can offer support in tough times. He shares his personal experiences with tragedy and how financial preparedness helped him navigate it.

Things You’ll Learn In This Episode

-Going back to the fundamentals

Many people skip over the basic but important fundamentals of investments. How can fundamentals help us understand what we’re doing and the risk of doing it all?

-The age-old money mindset

Outdated mindsets can negatively influence important money decisions and kill new opportunities. How can you break free from traditional money beliefs to make more informed and flexible financial decisions?

-The bare minimum won’t cut it

Settling for minimal insurance coverage can leave you vulnerable when you truly need it, so it's essential to invest in adequate protection. How can investing in better insurance coverage save you from future financial risks?

Guest Bio

James Miles, based in Carmel, IN, is the Owner and Operator of Willow Haven Senior Homes. With experience from Indiana University School of Medicine and Charles Schwab, James now dedicates his career to providing compassionate residential assisted living and memory care. His "feels like family" approach ensures that seniors needing care have a comforting home, while their families can rest assured knowing their loved ones are well cared for.

Growing up in a family that cared for his mentally handicapped uncle, James understands firsthand the challenges of caregiving. This personal experience drives his mission to offer respite for families, freeing them from guilt and stress, and giving them peace of mind.

Find James on LinkedIn @James Miles

Donate to the Willow Haven Senior Homes State Supreme Court Defense GoFundMe here https://www.gofundme.com/f/willow-haven-senior-homes-zoning-legal-defense

Email shawna@chrisnaugle.com with proof of your $ amount donated and Chris will match your donation.

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Infinite Banking is one of the most misunderstood finance concepts on earth. Even the biggest so-called financial experts get it wrong, and rob people of incredible wealth-building opportunities.

Case in point: Dave Ramsey. He often promotes term insurance, which is very different to Infinite Banking and this narrative overshadows the true value of whole life insurance.

Many people don’t realize how these systems work and the long-term benefits they offer.

Why do some people seem to effortlessly build wealth while you’re stuck in a cycle of endless premiums with term insurance? What if the narrative you've been told is holding you back from achieving true financial independence?

In this episode, I provide insights to help you break free from the cycle of misinformation surrounding insurance. I clarify the true value of whole life versus term insurance and shed light on the often-misunderstood Infinite Banking Concept—a crucial point that many overlook.

Not everyone fits in the same little square box. -Chris Naugle

Things You’ll Learn In This Episode

-Paid-up additions

Paid-up additions are the key element to designing whole life for maximum cash value. How do paid-up additions actually work?

-BOLI vs. whole life insurance.

How does BOLI's investment-focused structure differ from the personal benefits of whole life insurance for individuals?

-How whole life and Infinite Banking work together

Whole life insurance is the foundation of the Infinite Banking Concept. How does the cash value in a Whole Life policy create opportunities for personal banking through the Infinite Banking Concept?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Even though the Infinite Banking Concept has been tried, tested, and proven to be successful, there are still naysayers out there. These doubts can hold people back from unlocking their financial potential. But why are some still skeptical, despite overwhelming evidence?

The root of the issue lies in a lack of understanding and going back to the fundamentals. Infinite Banking isn't just a theory—it's a mathematically proven system that works when applied correctly. The real problem isn't the concept itself; it’s the misconceptions people have about it.

Are we going to continue to let skepticism stop you from exploring a proven financial strategy? How do we embrace the mathematics of the Infinite Banking Concept?

In this episode, I go back to the fundamentals of the Infinite Banking Concept and use mathematics to prove that it actually works.

We put so much emphasis on the things that mean absolutely nothing and so little emphasis on the things that can change our lives. -Chris Naugle

Things You’ll Learn In This Episode

-The possibilities of our ideas

Ideas need to always have substance. What is possible when we come up with ideas that we put into action? Do some of the best ideas really come to us when we’re not even thinking about it?

-The fastest way to get rich

What is the fastest way to get rich? Is it an investment? Or is it through our own debts and expenses? How can our debits play a role in the journey to getting rich?

-Why cost isn’t really the issue

Many of us hesitate to pursue things due to the perceived expense, but often it's not the price itself—it's whether we see enough value to justify the investment. Is cost truly the issue, or just a reflection of the value we expect?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

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