• Debunking Dave Ramsey Annuity & Withdrawal Rate Advice

  • Aug 13 2024
  • Length: 28 mins
  • Podcast

Debunking Dave Ramsey Annuity & Withdrawal Rate Advice

  • Summary

  • In this episode, we dive into a video made by Dave Ramsey where he talks about retirement withdrawal rates. We point out the problems with his advice, especially the difference between average returns and actual returns. We also explain why understanding the order of your returns (called the sequence of returns) is super important when you retire. Plus, we discuss safer ways to plan your retirement income, like using income annuities.

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