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We've Got You Covered cover art

We've Got You Covered

By: Liran Einav, Amy Finkelstein
Narrated by: Susan Bennett
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Summary

From a MacArthur Genius ​MIT economist and pre-eminent Stanford economist comes a lively and provocative proposal for American health insurance reform

Few of us need convincing that the American health insurance system needs reform. But many of the existing proposals focus on expanding one relatively successful piece of the system or building in piecemeal additions. These proposals miss the point.

As the Stanford health economist Liran Einav and the MIT economist and MacArthur Genius Amy Finkelstein argue, our health care system was never deliberately designed, but rather pieced together to deal with issues as they became politically relevant. The result is a sprawling yet arbitrary and inadequate mess. It has left 30 million Americans without formal insurance. Many of the rest live in constant danger of losing their coverage if they lose their job, give birth, get older, get healthier, get richer, or move.

It's time to tear it all down and rebuild, sensibly and deliberately. Marshaling original research, striking insights from American history, and comparative analysis of what works and what doesn’t from systems around the world, Einav and Finkelstein argue for automatic, basic, and free universal coverage for everyone, along with the option to buy additional, supplemental coverage. Their wholly original argument and comprehensive blueprint for an American universal health insurance system will surprise and provoke.

We’ve Got You Covered is an erudite yet lively and accessible prescription we cannot afford to ignore.

©2023 Liran Einav and Amy Finkelstein (P)2023 Penguin Audio

Critic reviews

"Two economists study the patchwork system of health insurance we have in the U.S. and make sweeping recommendations about how a national insurance mandate would provide better care to more people. Their thinking is down-to-earth and sounds even more accessible as delivered by Susan Bennett, whose performance strikes the right balance between the tone of a policy expert and that of a thoughtful person who cares about how government policies affect ordinary citizens.... With help from Susan Bennett's performance, they tackle broad policy problems and offer potential solutions with clarity, robust rationales, and notable compassion." (AudioFile)

"A highly insightful examination of how to fix America's woefully inadequate health care system... The authors make a compelling case for going back to the drawing board to do it right... One of the best entries in the health care reform genre." — Kirkus (starred review)

"We’ve Got You Covered is an excellent book that provides a clear honest analysis of the trade-offs involved in reforming the US healthcare insurance framework; it’s a must-read for anyone interested in this urgent debate." — Forbes

"We've Got You Covered is the clearest diagnosis of the American health care system I have seen. Thought-provoking, readable, and realistic yet optimistic, this book should and will reset the debate about how to fix health care." — Siddhartha Mukherjee, physician, biologist, and author of The Emperor of All Maladies: A Biography of Cancer

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