Are you sick and tired of your paycheck-to-paycheck lifestyle? And are you looking for ways to pay off your debt, but it seems almost impossible with all your daily and more unexpected expenses? You have probably heard someone say, "You need to go on a budget," but even the word budget brings up the feeling of a strict diet, anxiety, or an overall sense of restrictiveness. The truth is, most of us have been misled and just haven't budgeted the right way yet.

No matter how much money you earn, it’s always going to feel like it’s never enough. Why? Because you’re not the one who is in control of your finances. That’s what happens when we live a life without a budget. There’s no guidance, no framework, no reliable source to turn to which ensures we’re doing what we should be doing with our money. What if you knew that the secret to financial freedom all came down to simply having a budget? This audiobook is going to take a deep-dive into everything you need to set you up for a successful financial future by using a budget.

Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. If you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.

Having bad credit affects not just what you want now, but also what you can have in years to come. Your credit score will affect everything from hire purchasing to getting a mortgage. Bad credit ratings generally come from missed payments on things such as loans, mortgages, and credit card payments.

If you find yourself spending more than you earn; struggling to balance debts, rein in spending, and save; if you want friendly, simple, practical advice that doesn’t assume any prior knowledge of personal finances, then this book is aimed at you. If you absorb the contents of this book and follow the straightforward guidance, then you will immediately begin to feel more in control and secure about your finances.

You Only Live Once is the guide to achieving your best life through smart money moves. Before you even begin making a budget, you need to think about why. Where do you see yourself financially in 10 years? Five years? This time next year? What does money do for you? Once you know your destination, you can begin charting your course. Step-by-step guidance walks you through the budgeting process, and shows you how to plan your financial path to point toward your goals.

Procrastination: thе асt оf рrосrаѕtinаting; рutting оff, оr dеlауing or deferring an асtiоn tо a lаtеr timе. Whеnеvеr wе рrасtiсе procrastination it actually dеѕtrоуѕ our productivity - killing оur dreams. Nоtiсе thаt рrосrаѕtinаtiоn is intеntiоnаl. When you knоw something nееdѕ tо be dоnе аnd уоu choose not tо do it, you are асtivеlу participating in аnd causing уоur оwn fаilurе. Dоn't lеt procrastination kill уоur drеаmѕ of bеing a ѕuссеѕѕ.

The more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life.

This audiobook is an informative and comprehensive guide to minimalist budgeting. It introduces you to the concept of a minimalist budget, explains the strategies and techniques associated with it, and teaches you how to apply minimalist budgeting in everyday life.... 

Procrastination is robbing people of the ability to experience many exciting adventures. Many fear that they can’t do what's required to get the job done, and this negative type of thinking is keeping them from starting a project that could change their life. Over 95 percent of the population has experienced procrastination at least once in their lifetime.

Are you sick of hearing the same personal finance advice but never being able to get ahead? Paying off debt takes more than making a budget and cutting your spending. Years of bad spending habits, not planning for setbacks, and stress that depletes your motivation are just some of the barriers that prevent people from paying off debt. This book will show you how to knock down every barrier and finally achieve debt freedom. You’ll experience a renewed vigor to pay off your debt and feel the financial weight lifted off your shoulders.

You deserve to live your dream life. Mastering your finances and learning how to use your money to create that life is a nonnegotiable, because let’s be honest: life costs money. The good news is that you can create a money plan that you actually enjoy sticking to—one that allows you to build wealth while spending guilt-free on a life that you love today.

Do you want to save money quickly and reduce chunks of debt without having to get another job? If you’re fed up with being broke and living paycheck to paycheck like millions around the world, this quick guide will help steer you in the right direction to achieving your personal finance goals. Mastering personal finance is an invaluable skill we need as adults to help relieve some of the financial strains that we face day-to-day. Life's hard enough as it is without hundreds of dollars of debt on our shoulders. It’s time to make a change, and anyone is capable of doing it.

If you have no idea what financial budgeting means or how you need to create an effective plan, this guide helps you to take your first step toward making the right financial choices. This will help you learn how to save money for a rainy day. From prioritizing what matters to you to planning ahead, it's important for you to take a step-by-step lesson so you do not leave any loopholes and create a financial plan that is strong and effective. 

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.