In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.

We talk about the following:

• Using mortgages to leverage up
• Why buy 1 property when you could buy 4?
• What is the end goal and why invest?
• Minimum salary threshold
• Limited company vs personal
• Personal guarantees within limited company
• Repayment mortgages vs interest only mortgages
• Finding the correct mortgage for your circumstance
• Surveyors and valuations process
• Optimism surrounding buy to let mortgages
• Best rates possible right now and arrangement fees
• What happens if you find yourself in negative equity
• Down-valuation possibilities and outcomes

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Follow Meryn:

Website: envoyfinancial.co.uk

instagram:

@merynstewart

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

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Steven@steven-clark.com

Nick@arcproperty.uk